Your 2026 Profit Intelligence Layer for Every Marketplace Decision.
Stop guessing and start compounding margin. Simulate true take-home profit across Shopify, eBay, Etsy, TikTok Shop, and Amazon before you commit inventory, ad spend, or launch capital.
5 Channels
Compared in real-time
0 Guesswork
Transparent fee lines
< 30s
to a go/no-go verdict
18+
Profit leak points modeled
<45s
To a channel go/no-go verdict
5 channels
One margin command center
Why sellers use mintMoni
When every basis point matters, this is your pricing and channel intelligence layer.
Compare true take-home profit, not topline sales.
Model marketing drag specific to direct-to-consumer channels.
Simulate policy shifts like eBay AU private seller fee changes.
Reveal hidden rent from marketplace commissions instantly.
2026 Fee Logic Snapshot
Core formulas behind the matrix. Advanced mode only adds optional Etsy and Shopify overlays.
Shopify
2.9% + $0.30 processing.
Marketing spend applied only here.
Advanced: optional apps/tools overhead.
eBay
Category rate + $0.30 per order.
Casual Seller toggle supports 0% fee model.
TikTok Shop
Category commission + 2% processing + $0.30.
Rates: 6% to 8% by category.
Etsy
6.5% + 3% + $0.25 + $0.20 listing.
Advanced: optional offsite ads rate.
Amazon
Category-based referral fee:
Standard 15%, Apparel 17%, Electronics 8%, Jewelry 20%.
Profit Formula
Net Profit = Listing Price - Platform Fees - Shipping - COGS - Channel-specific extras.
Margin % = Net Profit / Listing Price.
Margin Calculator
Enter your product details. We calculate true take-home across 5 channels instantly.
Estimates only — based on public 2026 fee schedules. Not financial advice.
Product Economics
Advanced Fees
Marketing, eBay casual seller, Etsy ads + Shopify tools
Marketplaces provide built-in discovery — this only applies to Shopify.
eBay Casual Seller
Under $25k/yr — 0% final value fee
Profit
$30.00
Margin
60.0%
You save vs Shopify
$1.75
Shopify
$28.25
56.5% margin
Fee lines
- Payment Processing (2.9%)$1.45
- Flat Processing Fee$0.30
eBay
$30.00
60.0% margin
Fee lines
TikTok Shop
$25.70
51.4% margin
Fee lines
- Platform Commission (6.0%)$3.00
- Processing Fee (2%)$1.00
- Flat Fee$0.30
Etsy
$24.80
49.6% margin
Fee lines
- Transaction Fee (6.5%)$3.25
- Payment Processing (3%)$1.50
- Flat Processing Fee$0.25
- Listing Fee$0.20
Amazon
$22.50
45.0% margin
Fee lines
- Referral Fee (15.0%)$7.50
Estimates based on public 2026 fee schedules. Validate with your platform payout reports.
Based on current inputs, marketplace organic traffic gives you better margins. Shopify wins when acquisition costs drop.
Channel Comparison
| Channel | Revenue | Fees | Fee % | Costs | Profit | Margin |
|---|---|---|---|---|---|---|
Shopify | $50.00 | $1.75 | 3.5% | $20.00 | $28.25 | 56.5% |
eBay | $50.00 | $0.00 | 0.0% | $20.00 | $30.00 | 60.0% |
TikTok Shop | $50.00 | $4.30 | 8.6% | $20.00 | $25.70 | 51.4% |
Etsy | $50.00 | $5.20 | 10.4% | $20.00 | $24.80 | 49.6% |
Amazon | $50.00 | $7.50 | 15.0% | $20.00 | $22.50 | 45.0% |
Where Your Money Goes — eBay
You Keep
60.0%
$30.00 per sale
Platform Takes
0.0%
$0.00 per sale
Product + Shipping
40.0%
$20.00 per sale
Cheapest Fees
eBay
$0.00 fees
Monthly Projection (30 orders/mo)
Revenue
$1,500.00
Total Fees Paid
$217.50
Tax Reserve
$138.75
Take-Home
$323.75
Break-Even & Profit Targets
Break-Even Orders
12 / month
$1k Take-Home Needs
47 orders
Annual Tax Estimate
$4,950
Best Channel Switch Savings
$840/yr
Monthly projections, tax forecasting & more
Coming in the full mintMoni app
📊 mintMoni Side-Hustle Command Center
A Google Sheets command center that tracks every order, auto-calculates platform fees and net profit, and shows your true take-home with built-in tax reconciliation. No Notion, no fluff - just formulas that work.
Orders & Margins log - auto-calculates fees, profit, tax reserve & take-home per sale
10 pre-configured platform fee structures (Shopify, Etsy, Amazon, eBay, TikTok Shop)
Tax Reconciliation tab with monthly & quarterly breakdowns, GST summary & ATO calendar
Live Dashboard with KPI cards, sparkline charts & break-even analysis
Launch discount (first 50 buyers)
$25
→
$15
SAVE 40%Early bird price — save 40% before it goes back to $25.
"Saved me from missing payout leakage in week one." - Early beta seller
Coming Soon
Join the waitlist for the full mintMoni app.
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